Yustika Arga Puspita, and K. Karsinah. “Analysis of the Effectiveness of the Interest Rate Path Monetary Policy Transmission Mechanism on Non-Performing Loans of Conventional Commercial Banks in Indonesia in 2018–2022”. Jurnal Indonesia Sosial Teknologi, vol. 5, no. 10, Oct. 2024, pp. 4238-52, doi:10.59141/jist.v5i10.1246.