AGUS WIDADI, W. .; DWI PUSPITASARI, N. F. . Challenges and Opportunities in Fintech Adoption by Micro Enterprises: A Case Study of Magelang, Indonesia. Jurnal Indonesia Sosial Teknologi, [S. l.], v. 5, n. 12, p. 7253–7263, 2024. DOI: 10.59141/jist.v5i12.8767. Disponível em: https://jist.publikasiindonesia.id/index.php/jist/article/view/8767. Acesso em: 25 sep. 2026.