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Setiawan, B., Alamsyah, A. R. ., & Murtianingsih, M. (2023). Analysis Of The Effect Of NPL, Der And Asset Growth On Banking Profitability Before & During Covid-19 Listed On Idx. Jurnal Indonesia Sosial Teknologi, 4(9), 1517–1530. https://doi.org/10.59141/jist.v4i9.730