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Setiawan, B., Alamsyah, A.R. and Murtianingsih, M. 2023. Analysis Of The Effect Of NPL, Der And Asset Growth On Banking Profitability Before & During Covid-19 Listed On Idx. Jurnal Indonesia Sosial Teknologi. 4, 9 (Sep. 2023), 1517–1530. DOI:https://doi.org/10.59141/jist.v4i9.730.